Money

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How much does that mutual fund really cost you? Q – I can’t wrest out of Scotiabank the exact amount it’s charging me for managing my Scotia Canadian Dividend Fund. They tell »

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  Here, a reader worries about excessive taxes on her retirement savings.   Q – I would be grateful if you could answer my questions about the withholding tax on RRSPs. I »

Stock Smarts: Value for Money

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Don’t reject a security just because it has a high price tag. It may be worth the extra expense. Think very carefully before you answer this question. Suppose you only had enough »

“Money is better than poverty, if only for financial reasons” – Woody Allen

Q&A – Pension Credit

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Here, a couple wants to know exactly what can be claimed.   Q – Does the pension credit apply if you are on a pension other than CPP or OAS? – Earl »

Q&A: Old Stock Certificates

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A reader wants to know: What do you do when you find a 100-year-old stock certificate from a company you’ve never heard of? Q – I have a number of old share »

Retiring the Idea of Retirement

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It was my running joke when I was sick. “At least I’m not worried about my portfolio!” I would exclaim with gusto, followed by a belly laugh. It was 2008, the height »

Q&A: U.S. Withholding Tax

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A reader wants to know if the 15% tax will apply on U.S. preferred shares in an RRSP.   Q – Could you please tell me if there is any withholding tax »

Retire Your Debts

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Retiring debt-free used to be the goal for all Canadians. But that mantra seems to have largely disappeared. »