Not all deals are created equal. Here, seven indispensable tips to help you save on your next cruise.

When time and money are precious commodities, cruising can be your prime value vacation if you navigate the sea of options with savvy discrimination. Perusing glossy brochures brimming with dreamy destinations and holiday packages as diverse as ships on the horizon, it's clear that not all deals are created equal. So how do you find your best cruise advantage? After some 30 sailings in 25 years, I offer these indispensable tips.

Indulge in time by booking the lowest level accommodation on the ship that offers the best itinerary for the experience you crave

Say it's walking among Antarctica's penguins with Seabourn, photographing Galapagos' exotic species with Silversea or fishing on China's Li River in Guilin with Crystal. Or having special access to places like the Hermitage in Russia's St. Petersburg or Turkey's Ephesus with Holland America. Or stepping off an Avalon river cruise in Belgium's Bruges for a day of cycling through the city's historic heart. You'll still enjoy the itinerary and have access to public lounges, dining rooms and amenities whether you're in a luxury vessel's smallest suite with an obstructed view or a premium liner's interior cabin. Geared to passengers who prefer saving money Royal Caribbean's new Quantum of the Seas offers inside cabins with "virtual balconies" that project simultaneous scenes from the ship's exterior cameras.

Book early with a cruise expert

Sure, you may score a last-minute Internet deal, but cruise lines typically offer their best rates – often with substantial bonuses such as free air fare – at least six months to a year in advance when they rally to fill inventories for the launch of new itineraries. At this stage, your best advantage is a cruise agent with expertise who knows the current opportunities. A conversation with Stephanie Anevich – executive VP at Vision 2000 Travel Group who sits on the advisory board of Virtuoso, the world's largest collection of luxury travel agencies – confirmed what I learned through experience: exotic itineraries with new ports – such as Crystal's sailing from Reykjavik, Iceland; Seabourn's voyage to Antarctica; and Holland America's circumnavigation of Australia – sell out well in advance.

Booking early, an agent can often leverage lower-than-advertised rates, upgraded cabins from interior to ocean-view or from balcony to spa suite, shipboard credits for the spa and exclusive shore excursions. In case of a later price reduction, an agent can re-price your cruise without penalty. Anevich stresses that booking early assures the pick of accommodations in your price range. The first to go? The cheapest cabins and the most expensive suites.

For multigenerational families, an agent can wangle a reduced group rate and allocate appropriate cabins. On Holland America: perhaps a suite for grandparents, a smaller suite for parents and an inside room for kids. On Crystal's Serenity: a hypoallergenic Deluxe PURE stateroom for the health conscious. Ultimately, an agent can be your ally and advocate should something go awry.

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Check the seasonal cruise calendars

Good deals abound in the Wave Season from January to March; in off seasons such as May in Alaska or early fall in the Caribbean (though you risk hurricanes); and in the October-April shoulder season in the Mediterranean. If you like long stretches at sea, there are excellent values on cruises that reposition ships to and from the Mediterranean and Caribbean.

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