Needs independent advice
Certainly, I think an independent financial review of your assets is in order if for nothing more than your own peace of mind. The mutual funds being recommended by the advisor may be just fine, but if they are heavily oriented towards equities they may be inappropriate for your situation.
There are indeed fee-for-service financial planners who will perform such an analysis on a one-time basis for an hourly rate. One way to locate someone in your area is through the Canadian Association of Financial Planners. Their web site has a search program with a filter that enables you to identify qualified planners in your city that operate on a fee-for-service basis. – G.P.